Delay in Start Up 'DSU' and Business Interruption 'BI' Insurance Services

Delay to Start Up 'DSU' insurance or also referred to as Advanced Loss of Profit insurance ‘ALOP’ is taken out to protect project developers and financiers / sponsors and its financial plans / investment should the project suffer as a result of physical damage / other insured perils / events that have delayed the planned commercial operations date (the completion date of the project and the planned commencement date of the projects operations). 

Construction contracts and insurance policies are different in formation and limit the delay analysis techniques available to the delay analyst / consultant. In undertaking our DSU delay analysis we use the most appropriate method to analyse the impact of DSU perils / events by examining a project’s critical path at the time of such a peril / event occurring and extracting such an event to review and determine the impact on the commercial operations date/s. We also carry out a detailed review any 'other' non-insured event delays or concurrency of any delay between the key parties / stakeholders. We also advise and assist in the planning of any mitigation strategies required.

The key aspect of our DSU analysis is to determine when the commercial operations date/s would have been met had no insured events occurred.

Business Interruption 'BI' insurance differs from Delay in Start Up 'DSU' insurance and covers the period of interruption from the date of any loss of profits in relation to the insured perils / events, not the difference in commencement of operations date. With BI insurance claims, we assist insurers and policyholders in mitigating any delay covered under the BI policy and establish reinstatement plans whilst calculating and advising on the actual period of Business Interruption to assist a claim.  

Result and End Products 

We work with policy holders and insurers to proactively and efficiently resolve DSU and BI claims and to avoid further costly disputes benefiting the policy and insurers alike.

Following our detailed analysis, we provide a robust, fully independent report for the insurer / policy holder to a DSU / BI claim.